Medicare rebate for IVF
IVF and Medicare
Fertility treatment is now more affordable and accessible, thanks to the Medicare rebate for IVF. Medicare provides rebates for most fertility treatments to help hopeful parents with their costs.
To apply for a Medicare rebate, you must have a current referral from a GP or specialist gynaecologist/obstetrician with both your name and your partner’s name (if applicable) and date of birth.
All eligible Australians can access Medicare rebates, and we recommend you contact Medicare to learn more about the process and your eligibility http://www.medicareaustralia.gov.au/online
How much does IVF cost?
Treatment Type | Treatment Cost | Your estimated out-of-pocket cost (after Medicare rebate) |
|---|---|---|
Initial IVF Cycle | $10,300 - $10,600 | $4,720 - $5,025 |
Subsequent IVF Cycle | $10,300 - $10,600 | $4,030 - $4,330 |
*Please note that slight variations in pricing may occur between City Fertility clinics. Every patient will receive a comprehensive IVF cost estimate before commencing treatment. These fees do not include fertility specialist consultations, day hospital fees, freezing costs, storage and extra medications you may require. The fees assume that the person/couple has already reached the Medicare Safety Net threshold for that calendar year.
Flexible Payment Options
We believe cost shouldn’t stand in the way of parenthood. That’s why we offer flexible payment plans and discounted IVF options, both designed to make your journey to parenthood more accessible and stress-free.
Discounted IVF Costs
01You’re welcome to ask about laboratory protocols and success rates. While we don’t provide detailed laboratory data directly, we encourage you to review our patient fact sheets and our eBooks, which include the most up-to-date, accurate information about our procedures, outcomes, videos and what to expect. These resources are designed to be clear and helpful, and they cover many of the questions patients commonly have. If you need help finding a specific sheet, we’d be happy to assist.
Payment Plan Options
02We understand that fertility treatments can be a significant financial commitment, which is why we offer flexible payment plans to help spread out the cost. For more details, visit our Payment Options page to find the best option for you.
Additional Costs
Treatment Type | Treatment Cost |
|---|---|
Initial IVF Cycle | $4,720 - $5,025 |
Subsequent IVF Cycle | $10,300 - $10,600 |
*Please note that slight variations in pricing may occur between City Fertility clinics. Every patient will receive a comprehensive IVF cost estimate before commencing treatment. These fees do not include fertility specialist consultations, day hospital fees, freezing costs, storage and extra medications you may require. The fees assume that the person/couple has already reached the Medicare Safety Net threshold for that calendar year.
Donor and Surrogacy Cycles Costs
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The cost of donor eggs will vary depending on whether you are choosing a local oocyte donor, sourced through our partnership with Egg Donors Australia, or an overseas donor, sourced through either The World Egg and Sperm Bank, Genesis International or Manor Baby. The cost may also vary depending on whether you choose frozen or fresh oocytes. For more information, download our Guide to Donor Oocyte Fees.
Costs are dependent on your circumstances. Please contact our Fertility Advice Centre team on 1300 354 354 to discuss further.
FAQs
Is IVF covered by Medicare?
01Yes, there are many costs and several fertility treatments that patients can claim a Medicare rebate on including:
- your fertility specialist consultations
- your IUI, IVF and ICSI treatment cycle
- your FET (Frozen Embryo Transfer)
- medical egg freezing
How long does a Medicare rebate take?
02An IVF rebate will usually be deposited into your nominated bank account within three to five days of lodgement.
Is there a Medicare rebate for egg freezing?
03Egg freezing is only eligible for a Medicare rebate if it’s considered medically necessary or non-elective. Examples of this include severe endometriosis which may impact future fertility or a cancer diagnosis where chemotherapy may reduce a woman’s eggs.
Is there an age limit for an IVF Medicare rebate?
04Generally, there is no age limit, but a patient must be diagnosed as medically infertile to be able to claim an IVF rebate through Medicare. However, in Victoria there is an age cut off of 46 years to access IVF for the first time and your 51st birthday for embryo transfers.
Are there any IVF Medicare rebate eligibility criteria?
05Yes, IVF Medicare rebate eligibility is measured against the following criteria:
- You must be deemed medically infertile by your fertility specialist.
- You must have a referral from a GP or specialist gynaecologist/obstetrician.
- Surrogacy treatments are not eligible for a Medicare rebate.
- Services performed must comply with the relevant state and territory laws.
Your journey is unique. Let us walk it with you.
The science behind our future care is built on evidence-based innovation, not speculation. With advanced therapies like fertility exosomes, we’re carefully translating research into real options to improve outcomes and support your journey to parenthood.